The Reserve Bank of India's (RBI's) latest order on unsecured loans is set to hit the banking sector's growth in the near-term, cautioned analysts, as they see banks slowing down on aggressive retail lending. Besides, cost of funds for non-banking finance companies (NBFC) is expected to inch up as banks will pass on higher capital charge to NBFCs. "We believe the fallout of the RBI action will be mainly on growth, given the rising dependence on unsecured retail loans and lending to NBFCs for growth.
A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.
The activists of the BJYM, led by its president Tejasvi Surya, staged a protest near Kejriwal's residence at Civil Lines in Delhi, demanding an apology from him for allegedly mocking Kashmiri Pandits, with the AAP alleging vandalism during the demonstration.
The Lewiston, Maine Police Department have released a picture of the 'suspect' involved in the shooting.
The cards should be issued strictly for use in India and transactions settled in Indian rupee.
For over a decade, HDFC Bank consistently outperformed industry growth rates in both deposits and advances, maintaining impeccable asset quality. Amid a landscape where other banks struggled with soaring non-performing assets (NPAs), HDFC Bank thrived, eventually surpassing ICICI Bank to become the largest private sector lender in India. Its net interest margin (NIM) remained stable in the range of 4.1-4.4 per cent.
'They voted me out as they realised that I am not a meethi choori, but a teeki one.'
An eighth BJP candidate on Thursday filed his nomination for the Rajya Sabha elections in Uttar Pradesh, setting the stage for a contest with the Samajwadi Party on February 27.
French hospitality at its best at a state dinner in honour of China's President Xi Jinping and his wife Peng Liyuan at Elysee Palace, Paris.
'You live there for 60 days and then when you see people rejecting you, nominating you, and you are like, "I just want to go home; I don't want to be here".'
The idea was that despite some defaults the high rates would assure good profits.
A local court in Lucknow has directed the police to lodge an FIR against ICICI Bank CEO Chanda Kochhar and head of card operations Vinay Valse in connection with allegations of cheating and fraud over online shopping through credit card.
Security personnel deployed outside the Transport Bhavan, metres away from the Parliament complex, did not allow anyone to go beyond the barricades they had put up before checking their identity cards and entry passes.
'If we want real democracy, the economy itself will need to be democratised.'
The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator's radar, points out Tamal Bandyopadhyay.
Salman asks the contestants to join either Sidharth, Hina or Gauahar's team. And things get ugly.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
Akhilesh Yadav said those who are looking for "profit" in the situation will leave.
'2019 was fought on delivery. But in 2024, you can see the before and after effects.'
The meeting comes in the wake of Uttar Pradesh police's anti-terrorist squad questioning Seema and his Indian partner Sachin Meena on Monday and Tuesday.
'Tis the season to be jolly! And to celebrate the festive season, the White House has been decorated for Christmas with care and United States First Lady Melania Trump has unveiled its patriotic theme, which contain nods to the first family's various interests, the US president's love of buildings, her 'Be Best' campaign and Barron Trump's love of soccer. Take a look at the decorations.
A scheduled wedding, taking place between two alleged gangsters -- Anuradha Choudhary alias 'Madam Minz' from Rajasthan and Sandeep alias Kala Jathedi from Haryana -- is being discussed in police circles.
'Look not just at the interest rate but also the processing fee.'
State Bank of India partnered GE Capital in 1998 for its credit card business.
'Bigg Boss is not only about fighting with people, it's survival of the fittest.'
After much flip-flop, the Congress decided to form an alliance with the Bharat Adivasi Party (BAP) and the two parties fielded their joint candidate -- Rajkumar Roat. However, the Congress candidate, Arvind Damor, whose name was announced before the stitching of the alliance, has refused to withdraw his nomination.
The announcement came after the chief minister held a high level meeting with senior government officials on Thursday to discuss the implementation of both schemes, which are part of five poll guarantees of the Congress.
At least one commentator felt that both the BJP's reach and popularity had been underestimated in Kerala. They have shown systematic gain; one that seems personality-neutral and therefore institutionalised, explains Shyam G Menon.
A substantial number of castes and groups are already placed in the reserved category, getting about 52 per cent of reservations altogether. It would be completely inequitable to place the Maratha community in the Other Backward Class (OBC) category, it said.
Biden's lengthy remarks on Afghanistan contained no condemnatory references to the Taliban, observes Ambassador M K Bhadrakumar, who played a stellar role in beginning India's systemic dealings in Afghanistan in 1994.
Bharatiya Janata Party-backed independent candidate Sadabhau Khot and Nationalist Congress Party's Shivajrao Gajre on Monday withdrew their nominations for the Maharashtra Legislative Council polls, leaving 11 contestants in the fray for 10 seats as the state was set to witness another bitter fight between the BJP and the ruling Maha Vikas Aghadi (MVA) after the last week's cliffhanger in the Rajya Sabha polls.
Today pay-later services are available for practically anything under the sun. And these include small purchases like clothes, gadgets, movie tickets, and even food.
The BJP MLAs, who had staged a demonstration outside the assembly during the first half and marched to the Raj Bhavan during the lunch hour, were summoned by the speaker when the House reassembled at 2 pm.
A former model who was one of the accused in a gangster's murder in an alleged fake police encounter in Mumbai was shot dead in a hotel in Gurugram months after she was granted bail, the police said on Wednesday.
India suffered one of its most embarrassing defeat in recent years despite Sunil Chhetri's 94th international goal in his 150th match.
Javadekar asserted that the first 50 days have shown that Modi government's second term will be more effective and will build on the success of its previous tenure.
'Use this money to build an emergency fund if you do not have one.'
Ajay Banga is one of the nine members of the Commission on Enhancing National Cyber Security.
'We are committed to achieving the targets we had outlined.'
